UAE Mortgage Products Directory
Explore all 16 residential, refinancing, and specialist mortgage categories available across Dubai and the UAE.
Residential Mortgage (Ready Homes)
Financing for completed villas, townhouses and apartments across the UAE.
First-Time Buyer Mortgages
Clear guidance and tailored assessment for purchasing your first home in the UAE.
Off-Plan & Under-Construction Finance
Handover mortgages and finance structures for off-plan property purchases.
Non-Resident Mortgages
Financing for international property investors acquiring UAE real estate.
UAE & GCC Nationals Home Finance
Higher LTV limits and government housing integration for Emirati and GCC citizens.
Balance Transfer / Refinance (Buyout)
Switching your existing UAE mortgage to a new lender for better terms or rate stability.
Equity Release (Loan Against Property)
Unlock liquidity from your existing UAE property to fund investments or personal goals.
Top-Up Loans
Incremental borrowing with your current mortgage lender.
Portfolio Consolidation
Streamlining multiple property mortgages under one unified lending structure.
Islamic Home Finance
Sharia-compliant property financing structures certified by recognized Sharia boards.
Commercial Property Finance
Mortgage facilities for offices, retail units, warehouses, and commercial buildings.
Plot & Land / Construction Finance
Financing for residential plots and phased villa construction in the UAE.
High-Value & Luxury Mortgages
Discreet, bespoke mortgage underwriting for prime and super-prime UAE real estate.
Self-Employed & Business Owner Mortgages
Mortgage solutions tailored for entrepreneurs, partners, and free zone company owners.
Investment / Buy-to-Let Mortgages
Strategic financing for residential property investors building rental portfolios.
Mortgages for Company-Owned Property
Financing structures for properties held through JAFZA, DED, or SPV corporate vehicles.
Explore Your UAE Mortgage Options
Run your figures privately with our interactive browser-only calculators or review regulatory eligibility criteria before submitting your application.