Interactive Financial Tools

UAE Mortgage Calculators Hub

Six specialized browser-only calculators built on official Central Bank of the UAE regulations and Dubai Land Department fee structures.

Monthly Repayment Calculator

Input your property price, down payment, and interest rate to calculate your monthly commitment under standard UAE annuity schedules.

How Much Can I Borrow (DBR)

Evaluate how your income, credit cards, and existing loans impact the maximum mortgage amount lenders will advance under Central Bank rules.

Buying Costs (Dubai)

Calculate the total cash required to buy in Dubai, including the 4% DLD transfer fee, mortgage registration, valuation, and trustee fees.

Down Payment & LTV Calculator

Verify the statutory Loan-to-Value thresholds for expatriates, UAE Nationals, ready homes, off-plan units, and second properties.

Balance Transfer (Buyout) Savings

Find out whether refinancing your current mortgage to a lower rate makes economic sense after accounting for all switching fees and exit penalties.

Rent vs Buy Calculator

Analyse rental escalation against mortgage principal repayment, service charges, and property equity accumulation over 5 to 20 years.

Calculator Disclaimer: Estimates for illustration only, based on your inputs and the assumptions shown. Not a mortgage offer or pre-approval. Nothing you enter is stored or sent — calculations run in your browser.

Explore Your UAE Mortgage Options

Run your figures privately with our interactive browser-only calculators or review regulatory eligibility criteria before submitting your application.

1. Check Affordability
Assess maximum borrowing based on the CBUAE 50% DBR cap.
2. Estimate Buying Costs
Calculate DLD transfer, trustee, valuation, and agency fees.
3. See Eligibility
Review residency, salary, tenure, and credit score guidelines.
4. Get Documents Ready
Download or print tailored checklists for your profile.