Privacy Policy
In accordance with UAE Federal Decree-Law No. 45 of 2021 on Personal Data Protection (PDPL), this website does not collect, process, or store personal or financial information.
1. Zero Online Data Collection
Keystones Mortgage operates this website purely as an educational and informational consultancy resource. We host no online inquiry forms, registration portals, lead capture forms, or newsletter sign-ups. You can browse all content and utilize all interactive calculators with complete privacy.
2. Browser-Only Calculators
All mortgage calculations, Debt Burden Ratio assessments, and financial models run exclusively in your local web browser using client-side JavaScript. None of the figures you enter (such as income, property values, or debt commitments) are transmitted over the network or saved to any database.
3. Cookies & Web Analytics
This website does not use tracking cookies, advertising pixels, or third-party behavioral analytics. As no cookies are deployed, no intrusive cookie consent banner is required.
4. Server Technical Logs
Standard web hosting servers may automatically record minimal technical connection data (such as IP address, browser user-agent, and requested page URL) strictly for server diagnostics, security defense, and system maintenance. These logs are maintained in compliance with UAE telecommunications and cyber-security regulations.
5. Contact Rights Under UAE PDPL
If you have any questions regarding data protection standards under UAE law, you may contact relevant data authorities established under Federal Decree-Law No. 45 of 2021.