Interactive Preparation

Mortgage Documents Checklist

Select your borrower profile, check off your assembled documents, and print your personalized checklist.

Salaried Expatriate Checklist

Valid Passport copy (with minimum 6 months validity) Valid UAE Residence Visa copy Valid Emirates ID (front & back) Official Salary Certificate addressed to the mortgage lender Last 6 months personal bank statements showing salary credits Last 6 months company payslips (if applicable) AECB Credit Report (via AECB app or website) Copy of current tenancy contract (Ejari) if renting

Self-Employed & Business Owner Checklist

Valid Passport, Residence Visa and Emirates ID Valid Trade Licence (minimum 2 years active trading) Memorandum & Articles of Association (MOA / AOA) Share Certificate or Chamber of Commerce Registration Last 2 years audited financial statements (auditor certified) Last 6 to 12 months corporate company bank statements Last 6 months personal bank statements Company and Personal AECB Credit Reports

UAE National Homebuyer Checklist

Valid Passport and Emirates ID Family Book (Khulasat Al Qaid) copy Salary Certificate or Pension Authority verification letter Last 6 months personal bank statements AECB Credit Report Housing Programme grant / allocation letter (if applicable)

Non-Resident International Investor Checklist

Valid International Passport copy Proof of overseas residential address (utility bill / bank statement) Last 6 to 12 months personal bank statements (home country) Last 2 years tax returns / certified income statements Employment letter or audited corporate business accounts Official credit bureau report from country of residence

Notice: Document requirements vary between UAE lenders based on individual credit policy and loan structure. The checklists above represent standard minimum documentation required across prime UAE banks.

Mortgage Documents Checklist

Salaried Expatriate Checklist

Self-Employed & Business Owner Checklist

UAE National Homebuyer Checklist

Non-Resident International Investor Checklist

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