Transaction Fee Calculator

Buying Costs Calculator (Dubai)

Itemise official Dubai Land Department transfer fees, mortgage registration, trustee, valuation, and agency fees.

AED
AED
Total Cash Required to Buy
AED 544,720
Down payment + all transaction fees
Down Payment Required AED 400,000
Total Upfront Fees (~7.2%) AED 144,720

Itemised Fee Schedule

  • DLD Transfer Fee (4% + AED 580) AED 80,580
  • Mortgage Registration (0.25% + AED 290) AED 4,290
  • Registration Trustee Fee (+ VAT) AED 4,200
  • Real Estate Brokerage (2% + VAT) AED 42,000
  • Property Valuation (+ VAT) AED 3,150
  • Bank Arrangement (~1% + VAT) AED 10,500

Dubai Fee Schedule Basis

  • Dubai Land Department transfer fee is fixed at 4% of the purchase price plus an administrative fee of AED 580.
  • Mortgage registration fee is 0.25% of the loan amount plus AED 290 administrative fee.
  • Trustee office fees are set by the DLD: AED 2,000 (+ VAT) for properties below AED 500,000, and AED 4,000 (+ VAT) for properties AED 500,000 and above.
Calculator Disclaimer: Estimates for illustration only, based on your inputs and the assumptions shown. Not a mortgage offer or pre-approval. Nothing you enter is stored or sent — calculations run in your browser.

Explore Your UAE Mortgage Options

Run your figures privately with our interactive browser-only calculators or review regulatory eligibility criteria before submitting your application.

1. Check Affordability
Assess maximum borrowing based on the CBUAE 50% DBR cap.
2. Estimate Buying Costs
Calculate DLD transfer, trustee, valuation, and agency fees.
3. See Eligibility
Review residency, salary, tenure, and credit score guidelines.
4. Get Documents Ready
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