Terms of Use
General information for visitors. Please review with a qualified UAE legal advisor for specific transactions.
1. Informational Purposes Only
All content, calculation models, regulatory summaries, and guides published on this website are provided strictly for general informational and educational guidance. Nothing contained herein constitutes formal financial, legal, investment, or tax advice.
2. Nature of Consultancy
Keystones Mortgage is an independent mortgage consultancy and is not a bank, deposit-taking institution, or direct lender. Mortgage loan approvals, interest/profit rates, loan-to-value limits, and facility conditions are determined solely by licensed financial institutions in accordance with their internal underwriting rules and Central Bank of the UAE regulations.
3. Intellectual Property
All text, brand marks, arch glyphs, layout architecture, and code contained on this website are the property of Keystones Mortgage and protected under UAE copyright and intellectual property legislation.
4. Limitation of Liability
While Keystones Mortgage strives to ensure that regulatory figures, fee schedules, and calculation formulas reflect active UAE standards, we make no representations or warranties regarding the absolute completeness, accuracy, or real-time availability of third-party bank terms. Visitors should verify specific loan terms with their appointed lender.
5. Governing Law
These Terms of Use are governed by and construed in accordance with the federal laws of the United Arab Emirates and the local laws of the Emirate of Dubai.